Frequently Asked Questions

What Is My Claim Worth?

Simply put, injuries and the effects of those injuries cannot be reduced to a mere dollar amount. People seldom realize that a claim is much more than damage to a vehicle or medical bills. Although every case is different, the attorneys and professional staff here at Cramer and Peavy will use all available resources to make sure you receive the compensation you rightfully deserve by fighting on your behalf in areas like lost wages, pain and suffering, emotional trauma, permanent injury, scarring, and many others.

Do I Really Need A Lawyer?

Personal injury law is a very complex system of regulations and statutes. Insurance companies deal with injury law on a daily basis and know the "ins and outs" of the business. You can be certain that these companies are not looking out for your best interests and will try to pay you as little as possible. If you've been hurt in an accident, insurance companies will likely try and convince you to settle your claim far earlier than you should and for much less money than you deserve, often by offering you a measly $500 to sign away your case. Do not fall for this! It is a tactic insurance companies often use to take advantage of people unfamiliar with the law to avoid paying you the compensation you're entitled to. Car accidents are serious matters and the injuries caused by them are equally as serious. We're ready to put our 30+ years of experience to work to protect you and guide you away from the traps they will try and push you into.

Moreover, because injury law is so complex, people often don't realize that there can be much more insurance coverage available for a claim, and you can be sure that the insurance companies won't tell you about this. For example, there may be aspects of your own insurance policy that can provide you additional compensation through uninsured or underinsured motorist insurance coverage. Further, the policies of family members who live with you can sometimes be stacked with your policy to gain even more coverage. Determinations like these are why you need professional representation, and with Cramer & Peavy, you will be in good hands.

How Much Do You Charge?

Your first consultation is absolutely free. Furthermore, we don't charge on an hourly basis like other law firms. We completely understand that paying for a lawyer can be very expensive, which forces people to deal with complex legal matters alone. Choosing to handle a claim on your own can cause unnecessary headaches and keep you from getting the compensation you deserve. To avoid this, we operate on a contingency fee basis, which means that our fee is contingent on the outcome of your case. Basically, if you don't get paid, then neither do we.* Our fee comes out of the settlement proceeds you get from the insurance company-not from your own pocket.

If I Hire You, What Do I Need To Do?

All you need to do is focus on getting your life back to normal. When you're hurt, the last things you need to be worrying about are insurance regulations or claims adjusters-we're here to handle that for you.

Do You Ever Represent Insurance Companies or Corporations?

We have dedicated our practice to fighting for and guiding individuals through the multitude of complexities involved in personal injury, workers' compensation, medical malpractice, and auto accidents. We do not represent insurance companies nor do we represent corporations, hospitals, or government entities. Dealing with such matters is a difficult process, and our sole focus is helping individuals like you who have been hurt through no fault of their own.

What If I Miss Time From Work Because Of My Injuries or Medical Treatment?

If your injury does not occur while you are on the job, sometimes you have to work in pain to feed your family. However, sometimes the injury is so severe that going back to work is not an option. You are entitled to be compensated for the wages you lose even if you use your sick leave or vacation time. In addition, there are options available to help you meet your financial obligations until you can get back to work or receive disability.

What If I Don't Have Health Insurance And Can't Afford To Go To The Doctor?

We completely understand that not having health insurance can seem like a major hurdle in getting the medical treatment you need. Given the status of Georgia's economic climate, several of our fellow residents face this situation on a regular basis. But even though you may not have health insurance, there are multiple resources in place to assist you in getting the treatment you need.

* Contingency fee refers solely to attorneys' fees as court costs and other expenses usually must be paid by the client and not all cases can be handled under a contingency fee arrangement.

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